For Brokers

Be the only broker in your market offering this.

Most brokers are quoting the same carriers with the same spreadsheets. Same pitch, different logo. Enough! Health gives you a fundamentally different conversation — one where your clients' employees keep balances they'd lose by switching to a competitor.

Book a Broker Partnership Call

Enough! Health Wellness programs are available now for your clients' employees. Explore Wellness → Insurance products launching soon.

Why Brokers Partner with Enough! Health

A pitch no other broker can give

Your clients' employees keep balances they'd lose by switching. Your retention rate goes up because the switching cost is real — not because you locked them into a contract.

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Competitive commissions. Better value.

Your compensation doesn't change. Standard commissions on ICHRA administration, Captive Group Plans, and TPA Services. Your value proposition gets dramatically better. Your clients stay longer. Your pipeline gets easier.

Three products, one relationship

Offer ICHRA, Captive Group Plans, or TPA Services depending on the employer's needs. One partnership with Enough! Health covers all three. Match the right structure to each client without shopping carriers.

The Anchor Broker Program

We are building deep, exclusive partnerships with select brokers in each of our launch states. Anchor brokers get more than a product to sell.

  • Exclusive territory for initial employer clients in your market
  • Co-branded materials and customized employer presentations
  • Direct access to Enough! Health leadership for complex cases
  • Priority support for implementation and compliance questions
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A Case Study: Boise Tech Company, 22 Employees

Situation

The client had a traditional group plan costing $627/employee/month. Employees had no equity in their premiums. Annual renewal was 11% — their third consecutive year of double-digit increases.

Solution

Enough! Health broker partner recommended ICHRA + Enough! Health Insurance individual plans. Employer set allowance at $395/employee/month.

Results
  • Employees chose plans matched to their life stage and family needs
  • Broker retained client through renewal, strengthened as trusted advisor
  • Three employee referrals to other small business owners in the same quarter

“The renewal conversation changed. Instead of explaining why costs went up 11%, I was explaining how premiums now carry employees' names. That's a very different room.”

— David, Benefits Broker

Your Client Says Yes in the Meeting. What Happens Next.

You know the hardest part of bringing a new benefits product to a client is not the meeting — it is the implementation. Enough! Health eliminates that barrier. Our 30-day implementation process means your client goes from signed agreement to live coverage in one month. We handle plan documents, employee communications, Care Approved Card setup, and ERISA compliance. You get the credit for finding them something no other broker could offer. We do the work.

Standard commissions

Your compensation model does not change.

White-glove implementation

We present to your client's employees, not you.

Quarterly reporting

You get the data you need for your client review without pulling it yourself.

Renewal simplicity

No annual carrier negotiation. Flat admin fee with transparent adjustments.

Three Products. One Pitch.

ProductWhat It IsBest ForBroker Involvement
ICHRAMonthly employer allowance; employees buy individual plans5–200 employees wanting cost controlSetup + annual renewal
Captive GroupEmployer-sponsored Member Premium Reserve plan, fully-insuredEmployers wanting employee equity benefitFull plan design + enrollment
TPA ServicesSelf-insured plan administration with the ReserveSelf-insured employers 50+ livesPlan review + stop-loss coordination

Ready to offer your clients something they've never seen?

Start with a 30-minute broker partnership call. We'll walk through how Enough! Health works, how commissions are structured, and which of your current clients are the best fit. Enough! Health Wellness programs are available now — insurance products launching soon.

Book a Broker Partnership Callbrokers@joinenoughhealth.com